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TAX NOTE: Many people are required to take a minimum annual distribution from their IRA. This distribution is subject to income tax UNLESS you use some or all of it for a charitable gift. If you are over 70-1/2, a DIRECT gift from your IRA to the Orr’s Island Library eliminates that portion from all income taxes. This is the best kind of gift if you do not itemize deductions. For more information, contact Dan Hoebeke at

GIFTS FROM WILLS AND TRUSTS assure that the Orr’s Island Library will continue to serve residents and visitors to Harpswell for years to come. For more information on how you can create a lasting legacy, contact Dan Hoebeke at